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IELTS BNC: 1347 COCA: 1197

insurance

noun
/ɪnˈʃʊərəns/, /ɪnˈʃɔːrəns/
/ɪnˈʃʊrəns/
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  1. [uncountable, countable] an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs, for example, if you die or are ill, or if you lose or damage something保险
    • health/medical insurance健康/医疗保险
    • car/travel/unemployment insurance汽车/旅游/失业保险
    • Private insurance accounts for about 35 per cent of healthcare in the US.私人保险约占美国医疗保健的35%。
    • to have/buy insurance购买保险
    • The bill would require employers to provide insurance for their workers.该法案将要求雇主为其员工提供保险。
    • All the stolen items were covered by insurance.所有被盗物品都有保险。
    • insurance against something to take out insurance against fire and theft办理火险和盗窃保险
    • on the/your insurance Can you claim for the loss on your insurance?你能向你投保的公司要求赔偿这一损失吗?
    • You'll get everything back on the insurance.你会把所有东西都拿回保险公司。
    • an insurance policy保险单
    • (British English) to have adequate insurance cover有足够的保险保障
    • (North American English) to have adequate insurance coverage有足够的保险范围
    • (British English) an insurance scheme保险计划
    • (North American English) an insurance plan保险计划
    • insurance costs/claims保险费用/索赔
    • insurance premiums (= the regular payments made for insurance)保险费
    see also employment insurance, life insurance, National Insurance, third-party insurance
    Extra Examples
    • Do you have fully comprehensive insurance?你有全面的综合保险吗?
    • Does your personal accident insurance cover mountain rescue?你的人身意外保险包括山地救援吗?
    • Her insurance is with General Accident.她投保的是一般意外险。
    • If you make more than two claims in any period of insurance you may lose your no claim bonus.如果你在任何一段保险期内索赔超过两次,就可能失去无索赔奖金。
    • Many people are covered by employer-provided health insurance.许多人都有雇主提供的健康保险。
    • Millions of Americans lack adequate health insurance.数百万美国人缺乏充分的健康保险。
    • Millions of people in the US are not covered by health insurance.美国有数百万人享受不到健康保险。
    • More people are taking out insurance against the high cost of dental care.因为牙齿护理费用太高,越来越多的人开始为此办保险。
    • The company maintains liability insurance for its directors and officers.公司为董事和管理人员长期投保责任险。
    • The contract requires me to arrange my own insurance.合同要求我自己办理保险事宜。
    • The travel agent recommended that I take out travel insurance.旅行社建议我办理旅行保险。
    • We claimed for the car repairs on the insurance.我们向保险公司索要汽车修理费用。
    • a compulsory health insurance system强制健康保险体系
    • a monthly insurance premium按月支付的保险费
    • a personal insurance policy人身保险单
    • compulsory insurance for personal injury to employees雇员人身伤害的强制保险
    • insurance cover for bodily injury to third parties第三方人身伤害险
    • rising insurance costs不断上涨的保险费用
    • universal health insurance全民健康保险
    Oxford Collocations Dictionaryadjective
    • comprehensive
    • adequate
    • additional
    verb + insurance
    • have
    • maintain
    • lack
    insurance + verb
    • cover somebody/​something
    • pay for something
    insurance + noun
    • cover
    • coverage
    • policy
    preposition
    • insurance against
    • insurance for
    • insurance on
    phrases
    • a certificate of insurance
    • a contract of insurance
    • a period of insurance
    See full entry
  2. [uncountable] the business of providing people with insurance保险业
    • an insurance broker/company保险经纪/公司
    • the insurance industry/business保险业/商业
    • in insurance He works in insurance.他在保险业工作。
    • She's in insurance.她从事保险业。
    Topics Businessb2
    Oxford Collocations Dictionaryadjective
    • comprehensive
    • adequate
    • additional
    verb + insurance
    • have
    • maintain
    • lack
    insurance + verb
    • cover somebody/​something
    • pay for something
    insurance + noun
    • cover
    • coverage
    • policy
    preposition
    • insurance against
    • insurance for
    • insurance on
    phrases
    • a certificate of insurance
    • a contract of insurance
    • a period of insurance
    See full entry
  3. [uncountable] money paid by or to an insurance company保险费;保费
    • to pay insurance on your house交住房保险金
    • When her husband died, she received £50 000 in insurance.她丈夫去世,她得到了一笔 5 万英镑的保险金。
    Extra Examples
    • The insurance will pay for the damage.保险公司将赔付损失。
    • The court heard that he stood to gain millions in insurance on his wife.法庭审理查明他妻子数百万元的保险金很可能由他获得。
    • She set fire to her house and then claimed insurance.她纵火烧了自己的房子,然后索要保险赔偿。
    • He bought a new suit out of the insurance money.他拿出部份保险金买了一套新西装。
    • I haven't paid the insurance yet this month.我这个月还没缴保险金呢。
    Oxford Collocations Dictionaryadjective
    • comprehensive
    • adequate
    • additional
    verb + insurance
    • have
    • maintain
    • lack
    insurance + verb
    • cover somebody/​something
    • pay for something
    insurance + noun
    • cover
    • coverage
    • policy
    preposition
    • insurance against
    • insurance for
    • insurance on
    phrases
    • a certificate of insurance
    • a contract of insurance
    • a period of insurance
    See full entry
  4. [uncountable, countable] insurance (against something) something you do to protect yourself against something bad happening in the future(防备不测的)保障措施,安全保证
    • At that time people had large families as an insurance against some children dying.那时人们养的子女很多,以防有孩子夭折。
  5. Word Originlate Middle English (originally as ensurance in the sense ‘ensuring, assurance, a guarantee’): from Old French enseurance, from enseurer, alteration of Old French aseurer, earlier form of assurer, based on Latin ad- ‘to’ (expressing change) + securus, from se- ‘without’ + cura ‘care’. Sense (1) dates from the mid 17th cent.
IELTS BNC: 1347 COCA: 1197
insurance

noun

ADJECTIVE | VERB + INSURANCE | INSURANCE + VERB | INSURANCE + NOUN | PREPOSITION | PHRASES ADJECTIVEcomprehensive綜合險fully comprehensive car insurance全面的綜合車險adequate充分的保險additional附加險long-term, short-term長期險;短期險national, social, state國家保險;社會保險employer-provided (NAmE) 雇主提供的保險Many people are covered by employer-provided health insurance.許多人都有雇主提供的健康保險。personal, private人身險commercial商業保險compulsory強制保險life人壽保險disability, health, health-care, medical傷殘保險;健康保險;醫療保險home, homeowner, house, household (BrE) 房屋保險;房主保險;家庭財產保險auto, car, motor (BrE) 汽車保險travel旅行保險accident, fire, flood (especially NAmE) 意外/火災/洪災保險legal-expenses, unemployment, workers' compensation (NAmE) 法律訴訟費用/失業/工傷補償保險credit (especially NAmE) 信貸保險liability, malpractice, professional-indemnity, public-liability, third-party責任/醫療事故/專業責任/公共責任/第三方責任保險general, universal (especially NAmE) 普通/全民保險universal health insurance全民健康保險marine海上保險special特殊保險VERB + INSURANCEhave, maintain有保險;維持保險Do you have fully comprehensive insurance?你有全面的綜合保險嗎?The company maintains liability insurance for its directors and officers. (formal) 公司為董事和管理人員長期投保責任險。lack (especially NAmE) 缺乏保險Millions of Americans lack adequate health insurance.數百萬美國人缺乏充分的健康保險。apply for申辦保險arrange, buy, get, obtain, purchase, take out辦理保險;買保險;入保;投保The contract requires me to arrange my own insurance.合同要求我自己辦理保險事宜。The travel agent recommended that I take out travel insurance.旅行社建議我辦理旅行保險。afford買得起保險need需要保險sell銷售保險pay支付保險金I haven't paid the insurance yet this month.我這個月還沒繳保險金呢。claim, claim on (both especially BrE) 索要保險賠償She set fire to her house and then claimed insurance.她縱火燒了自己的房子,然後索要保險賠償。We claimed for the car repairs on the insurance.我們向保險公司索要汽車修理費用。offer (sb)(為某人)辦保險provide (sb with)(給某人)提供保險INSURANCE + VERBcover sb/sth, pay for sth保險包括⋯;保險賠付⋯Does your personal accident insurance cover mountain rescue?你的人身意外保險包括山地救援嗎?Millions of people in the US are not covered by health insurance.美國有數百萬人享受不到健康保險。The insurance will pay for the damage.保險公司將賠付損失。INSURANCE + NOUNcover, coverage保險範圍insurance cover for bodily injury to third parties第三方人身傷害險policy保險單a personal insurance policy人身保險單plan, programme/program, scheme, system保險方案;保險體系a compulsory health insurance system強制健康保險體系a national insurance scheme國民保險方案contribution, payment, premium保險費a monthly insurance premium按月支付的保險費Labour has increased national insurance contributions to pay for public services. (BrE) 勞工部提高了國民保險支付金額用於支付公共服務費用。costs, rates保險費用/費率rising insurance costs不斷上漲的保險費用claim保險索賠benefits, money, payout保險收益;保險金;保險理賠金He bought a new suit out of the insurance money.他拿出部份保險金買了一套新西裝。services保險服務業business, industry, market, sector保險業;保險市場carrier, company, firm, fund, group, provider (especially NAmE) 承保人;保險公司;保險基金;保險集團;保險提供商adjuster (NAmE) 損失理算員agent, broker, salesman, underwriter保險代理人/經紀人/推銷員/承保商certificate (especially BrE) 保險憑證PREPOSITIONinsurance against防⋯的保險More people are taking out insurance against the high cost of dental care.因為牙齒護理費用太高,越來越多的人開始為此辦保險。insurance for⋯的保險compulsory insurance for personal injury to employees雇員人身傷害的強制保險insurance on對⋯的保險The court heard that he stood to gain millions in insurance on his wife.法庭審理查明他妻子數百萬元的保險金很可能由他獲得。insurance with⋯類別的保險Her insurance is with General Accident.她投保的是一般意外險。PHRASESa certificate of insurance (especially BrE) 保險憑證a contract of insurance (BrE) 保險合同a period of insurance (BrE) 保險期If you make more than two claims in any period of insurance you may lose your no-claims bonus.如果你在任何一段保險期內索賠兩次以上,就可能失去無索賠獎金。
IELTS BNC: 1347 COCA: 1197
IELTS BNC: 1347 COCA: 1197
insurance
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