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IELTS BNC: 1347 COCA: 1197

insurance

noun
 
/ɪnˈʃʊərəns/, /ɪnˈʃɔːrəns/
/ɪnˈʃʊrəns/
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  1.  
     [uncountable, countable] an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs, for example, if you die or are ill, or if you lose or damage something保险
    • health/medical insurance健康/医疗保险
    • car/travel/unemployment insurance汽车/旅游/失业保险
    • Private insurance accounts for about 35 per cent of healthcare in the US.私人保险约占美国医疗保健的35%。
    • to have/buy insurance购买保险
    • The bill would require employers to provide insurance for their workers.该法案将要求雇主为其员工提供保险。
    • All the stolen items were covered by insurance.所有被盗物品都有保险。
    • insurance against something to take out insurance against fire and theft办理火险和盗窃保险
    • on the/your insurance Can you claim for the loss on your insurance?你能向你投保的公司要求赔偿这一损失吗？
    • You'll get everything back on the insurance.你会把所有东西都拿回保险公司。
    • an insurance policy保险单
    • (British English) to have adequate insurance cover有足够的保险保障
    • (North American English) to have adequate insurance coverage有足够的保险范围
    • (British English) an insurance scheme保险计划
    • (North American English) an insurance plan保险计划
    • insurance costs/claims保险费用/索赔
    • insurance premiums (= the regular payments made for insurance)保险费
    see also employment insurance, life insurance, National Insurance, third-party insurance
    Wordfinder
    Extra Examples
    • Do you have fully comprehensive insurance?你有全面的综合保险吗？
    • Does your personal accident insurance cover mountain rescue?你的人身意外保险包括山地救援吗？
    • Her insurance is with General Accident.她投保的是一般意外险。
    • If you make more than two claims in any period of insurance you may lose your no claim bonus.如果你在任何一段保险期内索赔超过两次，就可能失去无索赔奖金。
    • Many people are covered by employer-provided health insurance.许多人都有雇主提供的健康保险。
    • Millions of Americans lack adequate health insurance.数百万美国人缺乏充分的健康保险。
    • Millions of people in the US are not covered by health insurance.美国有数百万人享受不到健康保险。
    • More people are taking out insurance against the high cost of dental care.因为牙齿护理费用太高，越来越多的人开始为此办保险。
    • The company maintains liability insurance for its directors and officers.公司为董事和管理人员长期投保责任险。
    • The contract requires me to arrange my own insurance.合同要求我自己办理保险事宜。
    • The travel agent recommended that I take out travel insurance.旅行社建议我办理旅行保险。
    • We claimed for the car repairs on the insurance.我们向保险公司索要汽车修理费用。
    • a compulsory health insurance system强制健康保险体系
    • a monthly insurance premium按月支付的保险费
    • a personal insurance policy人身保险单
    • compulsory insurance for personal injury to employees雇员人身伤害的强制保险
    • insurance cover for bodily injury to third parties第三方人身伤害险
    • rising insurance costs不断上涨的保险费用
    • universal health insurance全民健康保险
    Oxford Collocations Dictionaryadjective
    • comprehensive
    • adequate
    • additional
    • …
    verb + insurance
    • have
    • maintain
    • lack
    • …
    insurance + verb
    • cover somebody/​something
    • pay for something
    insurance + noun
    • cover
    • coverage
    • policy
    • …
    preposition
    • insurance against
    • insurance for
    • insurance on
    • …
    phrases
    • a certificate of insurance
    • a contract of insurance
    • a period of insurance
    • …
    See full entry
  2.  
     [uncountable] the business of providing people with insurance保险业
    • an insurance broker/company保险经纪／公司
    • the insurance industry/business保险业/商业
    • in insurance He works in insurance.他在保险业工作。
    • She's in insurance.她从事保险业。
    Topics Businessb2
    Oxford Collocations Dictionaryadjective
    • comprehensive
    • adequate
    • additional
    • …
    verb + insurance
    • have
    • maintain
    • lack
    • …
    insurance + verb
    • cover somebody/​something
    • pay for something
    insurance + noun
    • cover
    • coverage
    • policy
    • …
    preposition
    • insurance against
    • insurance for
    • insurance on
    • …
    phrases
    • a certificate of insurance
    • a contract of insurance
    • a period of insurance
    • …
    See full entry
  3. [uncountable] money paid by or to an insurance company保险费；保费
    • to pay insurance on your house交住房保险金
    • When her husband died, she received £50 000 in insurance.她丈夫去世，她得到了一笔 5 万英镑的保险金。
    Extra Examples
    • The insurance will pay for the damage.保险公司将赔付损失。
    • The court heard that he stood to gain millions in insurance on his wife.法庭审理查明他妻子数百万元的保险金很可能由他获得。
    • She set fire to her house and then claimed insurance.她纵火烧了自己的房子，然后索要保险赔偿。
    • He bought a new suit out of the insurance money.他拿出部份保险金买了一套新西装。
    • I haven't paid the insurance yet this month.我这个月还没缴保险金呢。
    Oxford Collocations Dictionaryadjective
    • comprehensive
    • adequate
    • additional
    • …
    verb + insurance
    • have
    • maintain
    • lack
    • …
    insurance + verb
    • cover somebody/​something
    • pay for something
    insurance + noun
    • cover
    • coverage
    • policy
    • …
    preposition
    • insurance against
    • insurance for
    • insurance on
    • …
    phrases
    • a certificate of insurance
    • a contract of insurance
    • a period of insurance
    • …
    See full entry
  4. [uncountable, countable] insurance (against something) something you do to protect yourself against something bad happening in the future（防备不测的）保障措施，安全保证
    • At that time people had large families as an insurance against some children dying.那时人们养的子女很多，以防有孩子夭折。
    5. Word Originlate Middle English (originally as ensurance in the sense ‘ensuring, assurance, a guarantee’): from Old French enseurance, from enseurer, alteration of Old French aseurer, earlier form of assurer, based on Latin ad- ‘to’ (expressing change) + securus, from se- ‘without’ + cura ‘care’. Sense (1) dates from the mid 17th cent.

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