- [countable]
money that an organization such as a bank lends and somebody borrows 贷款；借款 to take out/repay a loan (= to borrow money/pay it back) 取得／偿还贷款 She took out an $8 000 personal loan. 她申请了8 000美元的个人贷款。 bank loans with low interest rates 银行低息贷款 It took three years to repay my student loan (= money lent to a student). 我花了三年的时间才还清我的学生贷款。 a car/home loan (= a loan to buy a car/house) 汽车/房屋贷款 The bank almost collapsed under the weight of bad loans (= loans that will never be paid back). 银行在不良贷款的重压下几乎崩溃。 The loan repayment period is 10 years. 贷款偿还期限为10年。 a loan agreement 贷款协议
CollocationsFinance Finance 财务 Income 收入 - earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
在股市上赚钱／赚一大笔钱／发大财 - acquire/inherit/amass wealth/a fortune
获得／继承／积累财富／一大笔钱 - build up funds/savings
积累资金／存款 - get/receive/leave (somebody) an inheritance/a legacy
得到／（给某人）留下遗产 - live on a low wage/a fixed income/a pension
靠低微的工资／固定收入／养老金过活 - get/receive/draw/collect a pension
领取养老金 - depend/be dependent on (British English) benefits/(North American English) welfare/social security
靠福利金／社会保障金过活
Expenditure 开支；支出 - spend money/your savings/(informal) a fortune on…
把钱／存款／一大笔钱花在…上 - invest/put your savings in…
投资／把储蓄金用于… - throw away/waste/ (informal) shell out money on…
把钱浪费／花费巨资在…上 - lose your money/inheritance/pension
失去钱财／遗产／养老金 - use up/ (informal) wipe out all your savings
把储蓄用光 - pay (in) cash
用现金支付 - use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
用支票支付；开支票；给某人开支票；接受支票 - change/exchange money/currency
- give/pay/leave (somebody) a deposit
预付（某人）订金
Banks 银行 - have/hold/open/close/freeze a bank account/an account
持有／开立／注销／冻结银行账户 - credit/debit/pay something into/take money out of your account
记入账户的贷方／借方；把钱存入账户／从账户中取出 - deposit money/funds in your account
往账户里存钱／存入资金 - withdraw money/cash/£30 from an ATM, etc.
从自动提款机等取钱／现金／30 英镑 - (formal) make a deposit/withdrawal
存款；取款 - find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
找到／去／使用自动提款机 - be in credit/in debit/in the black/in the red/overdrawn
账面有钱／亏空；有盈余；透支 - use a mobile/an online banking app/platform/service
Personal finance 个人理财 - manage/handle/plan/run/ (especially British English) sort out your finances
管理／处理／计划／经营管理／整顿财务问题 - plan/manage/work out/stick to a budget
计划／管理／制订／严格执行预算 - offer/extend credit (to somebody)
（给某人）提供贷款 - arrange/take out a loan/an overdraft
商定／获得贷款／透支额 - pay back/repay money/a loan/a debt
偿还钱／贷款／债务 - pay for something in (especially British English) instalments/(North American English usually) installments
以分期付款方式购买某物
Financial difficulties 财务困难 - get into debt/financial difficulties
陷入债务／财务困难 - be short of/ (informal) be strapped for cash
缺钱 - run out of/owe money
钱用光了；欠钱 - face/get/ (informal) be landed with a bill for £…
面对／收到一张…英镑的账单 - can’t afford the cost of…/payments/rent
承担不起…的费用／款项／房租 - fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
拖欠按揭贷款／分期偿还款项／房租 - incur/run up/accumulate debts
带来／积欠／累积债务 - tackle/reduce/settle your debts
处理／减少／付清债务
Extra ExamplesTopics Houses and homesb2, Moneyb2, Educationb2He had to use his house as security for the loan. 他不得不把自己的房子作为贷款的抵押品。 a loan from my brother 从我哥哥处借来的东西 The bank provides personal loan facilities at competitive rates. 这家银行以极有竞争力的价格提供个人信贷服务。 They used the inheritance to pay off their outstanding loan. 他们用继承的遗产偿还了剩余贷款。 They were struggling to meet their monthly loan repayments. 他们在努力偿还每月的贷款。
Oxford Collocations Dictionaryadjective- large
- massive
- small
- …
- apply for
- ask for
- request
- …
- total something
- application
- agreement
- arrangement
- …
- on loan (from)
- loan from
- security for a loan
- [singular]
the act of lending something; the state of being lent 借出；贷给；被借出 - loan of something
I even gave her the loan of my car. 我甚至把车也借给了她。 - on loan
an exhibition of paintings on loan (= borrowed) from private collections 借用私人收藏品举办的画展 - on loan from somebody/something
The striker, on loan from United, scored his first goal for City today (= he is playing for City for a fixed period by agreement with own team, United). 这名前锋从曼联租借而来，今天为曼城打进了他的第一个进球。
Extra ExamplesThe midfielder comes to the Premiership on an 18-month loan deal from Roma. 这名中场球员以18个月的租借合同从罗马来到英超。 The book must be returned by the end of the loan period. 这本书必须在借期内归还。
Oxford Collocations Dictionaryadjective- large
- massive
- small
- …
- apply for
- ask for
- request
- …
- total something
- application
- agreement
- arrangement
- …
- on loan (from)
- loan from
- security for a loan
- loan of something
Word OriginMiddle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to lend.