- [uncountable]
an arrangement that you make, with a shop for example, to pay later for something you buy 赊购；赊欠 to get credit 获得荣誉 - on credit
We bought the dishwasher on credit. 我们赊购了一台洗碗机。 to offer interest-free credit (= allow somebody to pay later, without any extra charge) 提供免息赊购 Someone with a bad credit history is less likely to be lent money. 信用记录不好的人不太可能被借钱。 a credit agreement 信贷协定 a credit facility 信贷机构 Your credit limit is now £2 000. 你的信用额度现在为 2 000 英镑。 He's a bad credit risk (= he is unlikely to pay the money later). 他有欠账不还的危险。 The credit crisis is far from over. 信贷危机远未结束。
Extra ExamplesTopics Shoppinga2, Moneya2I bought it on credit. 这个东西是我赊购的。 If you don't have a regular income you may be unable to get credit. 如果你没有固定收入，可能不会得到贷款。 Most shops selling furniture or electrical goods will offer credit. 大部份卖傢具或电器的商店都准予分期付款。 The credit report will show all the consumer debt a person has. 信用报告会显示一个人所有的消费者债务。 When poorer people use credit, mail order is the key source. 穷困的人主要是通过邮购来使用信贷。 people with poor credit histories 信用记录很差的人 We offer two months' interest-free credit. 我们提供两个月的免息赊购。
Oxford Collocations Dictionaryadjective- long-term
- short-term
- interest-free
- …
- have
- use
- get
- …
- account
- agreement
- arrangement
- …
- on credit
- a letter of credit
- [uncountable, countable]
money that you borrow from a bank; a loan （从银行借的）借款；贷款 The bank refused further credit to the company. 银行拒绝再给那家公司提供贷款。 Local lenders are more likely to extend credit (= lend money) to smaller, more marginal borrowers. 当地贷款人更有可能向更小、更边缘化的借款人发放贷款。
CollocationsFinance Finance 财务 Income 收入 - earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
在股市上赚钱／赚一大笔钱／发大财 - acquire/inherit/amass wealth/a fortune
获得／继承／积累财富／一大笔钱 - build up funds/savings
积累资金／存款 - get/receive/leave (somebody) an inheritance/a legacy
得到／（给某人）留下遗产 - live on a low wage/a fixed income/a pension
靠低微的工资／固定收入／养老金过活 - get/receive/draw/collect a pension
领取养老金 - depend/be dependent on (British English) benefits/(North American English) welfare/social security
靠福利金／社会保障金过活
Expenditure 开支；支出 - spend money/your savings/(informal) a fortune on…
把钱／存款／一大笔钱花在…上 - invest/put your savings in…
投资／把储蓄金用于… - throw away/waste/ (informal) shell out money on…
把钱浪费／花费巨资在…上 - lose your money/inheritance/pension
失去钱财／遗产／养老金 - use up/ (informal) wipe out all your savings
把储蓄用光 - pay (in) cash
用现金支付 - use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
用支票支付；开支票；给某人开支票；接受支票 - change/exchange money/currency
- give/pay/leave (somebody) a deposit
预付（某人）订金
Banks 银行 - have/hold/open/close/freeze a bank account/an account
持有／开立／注销／冻结银行账户 - credit/debit/pay something into/take money out of your account
记入账户的贷方／借方；把钱存入账户／从账户中取出 - deposit money/funds in your account
往账户里存钱／存入资金 - withdraw money/cash/£30 from an ATM, etc.
从自动提款机等取钱／现金／30 英镑 - (formal) make a deposit/withdrawal
存款；取款 - find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
找到／去／使用自动提款机 - be in credit/in debit/in the black/in the red/overdrawn
账面有钱／亏空；有盈余；透支 - use a mobile/an online banking app/platform/service
Personal finance 个人理财 - manage/handle/plan/run/ (especially British English) sort out your finances
管理／处理／计划／经营管理／整顿财务问题 - plan/manage/work out/stick to a budget
计划／管理／制订／严格执行预算 - offer/extend credit (to somebody)
（给某人）提供贷款 - arrange/take out a loan/an overdraft
商定／获得贷款／透支额 - pay back/repay money/a loan/a debt
偿还钱／贷款／债务 - pay for something in (especially British English) instalments/(North American English usually) installments
以分期付款方式购买某物
Financial difficulties 财务困难 - get into debt/financial difficulties
陷入债务／财务困难 - be short of/ (informal) be strapped for cash
缺钱 - run out of/owe money
钱用光了；欠钱 - face/get/ (informal) be landed with a bill for £…
面对／收到一张…英镑的账单 - can’t afford the cost of…/payments/rent
承担不起…的费用／款项／房租 - fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
拖欠按揭贷款／分期偿还款项／房租 - incur/run up/accumulate debts
带来／积欠／累积债务 - tackle/reduce/settle your debts
处理／减少／付清债务
Extra ExamplesTopics Moneya2We propose to expand credit in order to create demand. 我们提议扩大信贷以刺激需求。 increases in debt created by credit expansion 信用扩张产生的债务增长
Oxford Collocations Dictionaryadjective- long-term
- short-term
- interest-free
- …
- have
- use
- get
- …
- account
- agreement
- arrangement
- …
- on credit
- a letter of credit
- [uncountable]
the status of being trusted to pay back money to somebody who lends it to you （偿还欠款的）信誉，信用 - [uncountable]
money that you have in your bank account; if you or your bank account are in credit, there is money in the account 结余 You have a credit balance of £250. 你有250英镑的存款余额。 My account is in credit. 我的账户上有存款。
Oxford Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- [countable, uncountable]
a sum of money paid into a bank account; a record of the payment （付入银行账户的）存款金额，贷记 a credit of £50 50 英镑的贷记 You'll be paid by direct credit into your bank account. 给你的付款将直接存入你的银行账户。 I have three credits on my bank statement. 我的银行结算单上有 3 笔存款。
Oxford Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- [uncountable]
the right to use a service up to a certain limit, paid for in advance 信用： 使用服务达到一定限额的权利，已预先支付My phone's run out of credit. 我的手机没有信用了。 to add credit to your phone 为您的手机添加点数
- [countable, uncountable] (specialist)
a payment that somebody has a right to for a particular reason 有权索要的款项 The child tax credit is subject to strict income limitations. 儿童税收抵免受到严格的收入限制。 Export credits are granted to firms in developing countries to give them a breathing space to pay for goods exported to them. 向发展中国家的公司发放出口信贷，是为了给它们一个喘息的机会来支付向它们出口的货物。
Oxford Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- [uncountable]
praise or approval because you are responsible for something good that has happened 赞扬；称赞；认可 to get/deserve/receive/take/claim the credit 获得╱应得╱接受╱获得╱要求获得荣誉 He's a player who rarely seems to get the credit he deserves. 他这个选手好像很少得到应得的赞扬。 We did all the work and she gets all the credit! 工作都是我们干的，而功劳却都归了她！ - credit for (doing) something
I can't take all the credit for the show's success—it was a team effort. 演出成功不能都算成我一个人的功劳，这是集体努力的结果。 At least give him credit for trying (= praise him because he tried, even if he did not succeed) 至少该表扬他尝试过。 Credit will be given in the exam for good spelling and grammar. 考试中拼写和语法出色者将受到表扬。 His courage brought great credit to his regiment. 他的勇气给他的团带来了巨大的荣誉。
Extra ExamplesWe should give due credit to all who helped make the event a success. 对于所有为这次活动成功作出贡献的人，我们都应给予应有的赞扬。 We should give due credit to the organizers of this event. 我们该感谢这次活动的组织者。 Why should she get all the credit? 为什么功劳都归了她？ The success of the venture reflects great credit on the organizers. 这次冒险行动的成功为组织者带来了很大的荣誉。
Oxford Collocations Dictionaryadjective- great
- extra
- full
- …
- give somebody
- claim
- get
- …
- to somebody’s credit
- credit for
- give credit where credit is due
- to somebody’s great credit
- to somebody’s eternal credit
- …
- [singular] credit to somebody/something
a person or thing whose qualities or achievements are praised and who therefore earns respect for somebody/something else 为…赢得荣誉的人（或事物） She is a credit to the school. 她为学校赢得了荣誉。 Your children are a great credit to you. 你的孩子是你的一大荣誉。 He's a great credit to the school. 他为学校争光不少。
Oxford Collocations Dictionaryadjective- great
- credit to
- [countable, usually plural]
the act of mentioning somebody who worked on a project such as a film or a television programme （电影或电视节目演职人员的）片头字幕，片尾字幕 She was given a programme credit for her work on the costumes for the play. 她为这出戏准备服装，被列入剧目制作人员名单。 The credits (= the list of all the people involved) seemed to last almost as long as the film! 演职人员字幕持续的时间几乎与这部电影一样长！ From the opening credits, the movie is non-stop action. 从片头演员表来看，这部电影是不停的动作片。 The end credits came as a welcome relief. 片尾字幕令人欣慰。 We left before the final credits began to roll. 片尾演职人员名单还未出现我们就退场了。
Oxford Collocations Dictionaryadjective- opening
- closing
- end
- …
- watch
- roll
a film, play, television programme, etc. that somebody has worked on 有权索要的款项 His film credits included ‘The Witches’ and ‘Halloween III’. 他的电影作品包括《女巫》和《万圣节三》。
- [countable]
a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study （大学，以及美国中小学的）学习单元，学分 Extra ExamplesTopics Educationc2Participants were given course credit for their participation in the study. 因为参与了这项研究而给予参加者课程学分。 Students may have difficulty transferring credits to other institutions. 学生要把学分转到其他学校恐怕有难度。 Tuition costs are based on the number of credit hours enrolled. 学费的多少根据所选学分时数而定。 modules offering continuing education credits 提供继续教育学分的课程单元 He took some advanced courses to earn college credits. 他为了获得大学学分而修了几门高级课程
Oxford Collocations Dictionaryadjective- course
- college
- earn
- award
- grant
- …
- hour
buy now–pay later赊购
money borrowed借款
money in bank银行存款
money paid in advance
money back返回的钱
praise赞扬
movie/TV programme
unit of study学习单元
Word Originmid 16th cent. (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.
Idioms
do somebody credit | do credit to somebody/something
give credit where credit is due
to give somebody the praise they deserve, even if you do not really want to 完成；取得 Give credit where credit is due—what the man does, he does well. 该表扬的地方就表扬——人做什么，他就做什么。
have something to your credit
to have achieved something 完成；取得
on the credit side
used to introduce the good points about somebody/something, especially after the bad points have been mentioned （尤用于提及缺点之后）就优点方面而言 On the credit side, she’s always willing to work very late. 从好的方面来说，她总是愿意工作到很晚。
to somebody’s credit
making somebody deserve praise or respect 使值得赞扬；使受尊重 To his credit, Jack never told anyone exactly what had happened. 杰克对发生的事守口如瓶，值得赞扬。 It was to her credit that she managed to stay calm. 值得称赞的是，她设法保持冷静。
Extra ExamplesTo her credit, she gave them lunch. 她给他们提供了午餐，这一点得赞扬。 To her eternal credit, she gave them a home. 她给了他们一个家，值得永远赞扬。 To her great credit, she does not try to avoid the truth. 她没有试图回避事实，这值得大加赞扬。