an independent US government organization that provides insurance for bank accounts. It was created in 1933, and all Federal Reserve Banks are covered by its insurance. If a bank fails, the FDIC can give each customer some money as compensation. 美国的独立政府组织,为银行帐户提供保险。它成立于1933年,所有联邦储备银行均享有其保险。如果银行倒闭,FDIC可以给每个客户一些钱作为补偿。