an independent US government organization that provides insurance for bank accounts. It was created in 1933, and all Federal Reserve Banks are covered by its insurance. If a bank fails, the FDIC can give each customer some money as compensation. 美國的獨立政府組織，爲銀行帳戶提供保險。它成立於1933年，所有聯邦儲備銀行均享有其保險。如果銀行倒閉，FDIC可以給每個客戶一些錢作爲補償。
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