a system of paying for something with a credit card or debit card in which the card has information stored on it in the form of a microchip and you prove your identity by typing a number (your PIN) rather than by signing your name 芯片卡付款系统，智能卡付款系统（信用卡或借记卡上带有存储信息的微型芯片，付款时输入密码即可）
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See also: chip and PIN
Chip and Pin
Cash machines and using cash machines:ABM, ATM, card...
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