a system of paying for something with a credit card or debit card in which the card has information stored on it in the form of a microchip and you prove your identity by typing a number (your PIN) rather than by signing your name 芯片卡付款系统,智能卡付款系统(信用卡或借记卡上带有存储信息的微型芯片,付款时输入密码即可)