money that is lent to individual customers to buy goods and services, rather than to businesses 消费者信贷:贷给个人客户购买商品和服务而不是企业的钱 Credit unions have an important role in providing low-cost, community-controlled consumer credit. 信用社在提供低成本、社区控制的消费信贷方面发挥着重要作用。