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credit card

noun
/ˈkredɪt kɑːd/
/ˈkredɪt kɑːrd/
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  1. a small plastic card that you can use to buy goods and services and pay for them later信用卡
    • All major credit cards are accepted at our hotels.我们的旅馆接受所有主要的信用卡。
    • by credit card The safest way to pay for mail order goods is by credit card.邮购商品最安全的支付方式是信用卡。
    • on your credit card I put the bill on my credit card.我把账记在信用卡上。
    see also charge card, debit card, store card
    Culture credit cardscredit cardsIn Britain, credit cards and debit cards are increasingly becoming the most common form of payment for goods and services, even for small amounts. When the cardholder is present, for example, in a shop or restaurant, they insert their card into a special machine and key in their PIN (personal identification number). For smaller amounts, it is often possible to make a contactless payment, which involves simply holding the card over the card machine. Purchases by credit or debit card can also be made on the internet or over the telephone. Credit cards and debit cards can be used to get money from a cash cash machine. Cards linked to organizations such as Visa and MasterCard can be used in many countries. People who earn a good salary and have limited debts and therefore have a very good credit rating may get a gold card, a credit card with a higher credit limit than most other credit cards. Cardholders receive statements each month showing all their purchases and must pay at least part of the bill. They are charged interest on the amount they do not pay.The term credit card is sometimes used to include charge cards, but the whole amount owed on a charge card account must be paid each month, while credit card payments can be paid back in instalments (= regular payments over a period of time). One of the most famous charge cards is American Express (although the company also provides credit cards). Some people have an affinity card, a credit card that is linked to a charity. Each time the card is used, the card company pays a small amount of money to the charity. Credit cards from shops, called store cards or sometimes charge cards, can usually be used only in branches of the shop concerned. Debit cards, such as Visa Debit, can be used to pay for goods, but the whole amount is deducted from (= taken out of) the user's bank account within a few days.Most Americans have a variety of plastic money, including Visa, MasterCard (often more than one of each) and American Express, as well as store cards. The use of credit, debit and store cards is also very common in Britain. People decide which cards to have depending on the way they plan to use them. For example, some cards are free but have a high rate of interest, called the APR (annual percentage rate) or ; others have an annual fee, but charge lower interest rates, and so are good for people who do not pay the whole bill every month.
    Extra Examples
    • Can you give me your credit card number?请把你的信用卡号告诉我。
    • He ran up a huge bill on his credit card.他的信用卡上积欠了很大一笔账。
    • My credit card expires at the end of June.我的信用卡 6 月底到期。
    • We paid by credit card.我们用信用卡付的账。
    • Your credit card is no longer valid.你的信用卡失效了。
    Topics Shoppinga2, Moneya2
    Oxford Collocations Dictionaryadjective
    • valid
    verb + credit card
    • pay by
    • use
    • accept
    • …
    credit card + verb
    • expire
    credit-card + noun
    • details
    • information
    • number
    • …
    preposition
    • on your credit card
    See full entry

See also: credit card

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