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overdraft

noun
/ˈəʊvədrɑːft/
/ˈəʊvərdræft/
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  1. the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this透支额;透支安排
    • She had run up an overdraft of £3 000.她的透支额累计达3 000英镑。
    • to pay off/clear an overdraft还清/结清透支
    • The savings account has no overdraft facility.储蓄账户没有透支便利。
    Collocations FinanceFinance财务Income收入
    • earn money/​cash/(informal) a fortune/​the minimum wage/​a living wage
    • make money/​a fortune/(informal) a killing on the stock market在股市上赚钱/赚一大笔钱/发大财
    • acquire/​inherit/​amass wealth/​a fortune获得/继承/积累财富/一大笔钱
    • build up funds/​savings积累资金/存款
    • get/​receive/​leave (somebody) an inheritance/​a legacy得到/(给某人)留下遗产
    • live on a low wage/​a fixed income/​a pension靠低微的工资/固定收入/养老金过活
    • get/​receive/​draw/​collect a pension领取养老金
    • depend/​be dependent on (British English) benefits/(North American English) welfare/​social security靠福利金/社会保障金过活
    Expenditure开支;支出
    • spend money/​your savings/(informal) a fortune on…把钱/存款/一大笔钱花在…上
    • invest/​put your savings in…投资/把储蓄金用于…
    • throw away/​waste/ (informal) shell out money on…把钱浪费/花费巨资在…上
    • lose your money/​inheritance/​pension失去钱财/遗产/养老金
    • use up/ (informal) wipe out all your savings把储蓄用光
    • pay (in) cash用现金支付
    • use/​pay by a credit/​debit/​contactless card
    • pay by/​make out a/​write somebody a/​accept a (British English) cheque/(US English) check用支票支付;开支票;给某人开支票;接受支票
    • change/​exchange money/​currency
    • give/​pay/​leave (somebody) a deposit预付(某人)订金
    Banks银行
    • have/​hold/​open/​close/​freeze a bank account/​an account持有/开立/注销/冻结银行账户
    • credit/​debit/​pay something into/​take money out of your account记入账户的贷方/借方;把钱存入账户/从账户中取出
    • deposit money/​funds in your account往账户里存钱/存入资金
    • withdraw money/​cash/£30 from an ATM, etc.从自动提款机等取钱/现金/30 英镑
    • (formal) make a deposit/​withdrawal存款;取款
    • find/​go to/​use (especially North American English) an ATM/(British English) a cash machine/​dispenser找到/去/使用自动提款机
    • be in credit/​in debit/​in the black/​in the red/​overdrawn账面有钱/亏空;有盈余;透支
    • use a mobile/​an online banking app/​platform/​service
    Personal finance个人理财
    • manage/​handle/​plan/​run/ (especially British English) sort out your finances管理/处理/计划/经营管理/整顿财务问题
    • plan/​manage/​work out/​stick to a budget计划/管理/制订/严格执行预算
    • offer/​extend credit (to somebody)(给某人)提供贷款
    • arrange/​take out a loan/​an overdraft商定/获得贷款/透支额
    • pay back/​repay money/​a loan/​a debt偿还钱/贷款/债务
    • pay for something in (especially British English) instalments/(North American English usually) installments以分期付款方式购买某物
    Financial difficulties财务困难
    • get into debt/​financial difficulties陷入债务/财务困难
    • be short of/ (informal) be strapped for cash缺钱
    • run out of/​owe money钱用光了;欠钱
    • face/​get/ (informal) be landed with a bill for £…面对/收到一张…英镑的账单
    • can’t afford the cost of…/payments/​rent承担不起…的费用/款项/房租
    • fall behind with/ (especially North American English) fall behind on the mortgage/​repayments/​rent拖欠按揭贷款/分期偿还款项/房租
    • incur/​run up/​accumulate debts带来/积欠/累积债务
    • tackle/​reduce/​settle your debts处理/减少/付清债务
    Extra Examples
    • I had to arrange an overdraft to pay for the car.我不得不通过透支来偿付购车款。
    • They exceeded their overdraft by £200 0.他们透支了200英镑。
    • We offer a free £400 overdraft.我们提供 400 英镑的免费透支。
    Topics Moneyc1
    Oxford Collocations Dictionaryadjective
    • enormous
    • huge
    • large
    verb + overdraft
    • have
    • get
    • take out
    overdraft + noun
    • facility
    • limit
    See full entry

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