the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额；透支安排 She had run up an overdraft of £3 000. 她的透支额累计达3 000英镑。 to pay off/clear an overdraft 还清/结清透支 The savings account has no overdraft facility. 储蓄账户没有透支便利。
CollocationsFinance Finance 财务 Income 收入 - earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
在股市上赚钱／赚一大笔钱／发大财 - acquire/inherit/amass wealth/a fortune
获得／继承／积累财富／一大笔钱 - build up funds/savings
积累资金／存款 - get/receive/leave (somebody) an inheritance/a legacy
得到／（给某人）留下遗产 - live on a low wage/a fixed income/a pension
靠低微的工资／固定收入／养老金过活 - get/receive/draw/collect a pension
领取养老金 - depend/be dependent on (British English) benefits/(North American English) welfare/social security
靠福利金／社会保障金过活
Expenditure 开支；支出 - spend money/your savings/(informal) a fortune on…
把钱／存款／一大笔钱花在…上 - invest/put your savings in…
投资／把储蓄金用于… - throw away/waste/ (informal) shell out money on…
把钱浪费／花费巨资在…上 - lose your money/inheritance/pension
失去钱财／遗产／养老金 - use up/ (informal) wipe out all your savings
把储蓄用光 - pay (in) cash
用现金支付 - use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
用支票支付；开支票；给某人开支票；接受支票 - change/exchange money/currency
- give/pay/leave (somebody) a deposit
预付（某人）订金
Banks 银行 - have/hold/open/close/freeze a bank account/an account
持有／开立／注销／冻结银行账户 - credit/debit/pay something into/take money out of your account
记入账户的贷方／借方；把钱存入账户／从账户中取出 - deposit money/funds in your account
往账户里存钱／存入资金 - withdraw money/cash/£30 from an ATM, etc.
从自动提款机等取钱／现金／30 英镑 - (formal) make a deposit/withdrawal
存款；取款 - find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
找到／去／使用自动提款机 - be in credit/in debit/in the black/in the red/overdrawn
账面有钱／亏空；有盈余；透支 - use a mobile/an online banking app/platform/service
Personal finance 个人理财 - manage/handle/plan/run/ (especially British English) sort out your finances
管理／处理／计划／经营管理／整顿财务问题 - plan/manage/work out/stick to a budget
计划／管理／制订／严格执行预算 - offer/extend credit (to somebody)
（给某人）提供贷款 - arrange/take out a loan/an overdraft
商定／获得贷款／透支额 - pay back/repay money/a loan/a debt
偿还钱／贷款／债务 - pay for something in (especially British English) instalments/(North American English usually) installments
以分期付款方式购买某物
Financial difficulties 财务困难 - get into debt/financial difficulties
陷入债务／财务困难 - be short of/ (informal) be strapped for cash
缺钱 - run out of/owe money
钱用光了；欠钱 - face/get/ (informal) be landed with a bill for £…
面对／收到一张…英镑的账单 - can’t afford the cost of…/payments/rent
承担不起…的费用／款项／房租 - fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
拖欠按揭贷款／分期偿还款项／房租 - incur/run up/accumulate debts
带来／积欠／累积债务 - tackle/reduce/settle your debts
处理／减少／付清债务
Extra ExamplesTopics Moneyc1I had to arrange an overdraft to pay for the car. 我不得不通过透支来偿付购车款。 They exceeded their overdraft by £200 0. 他们透支了200英镑。 We offer a free £400 overdraft. 我们提供 400 英镑的免费透支。
Oxford Collocations Dictionaryadjective- enormous
- huge
- large
- …
- have
- get
- take out
- …
- facility
- limit
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noun
overdraft noun
⇨ loan
overdraft
General words relating to banking: a/c, APR, a run on something...
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